Amazon Pay ICICI Credit Card

1. Non-Expiring Rewards: Unlike cards where reward points expire if unused, here your earnings are credited as Amazon Pay balance, which never lapses. You can let the balance accumulate and redeem it whenever convenient. 

1. Monthly Credit of Rewards: Instead of waiting for complicated redemption processes, all your reward points are automatically converted into Amazon Pay balance and credited at the end of each billing cycle. 

1. Fuel Surcharge Waiver: A 1% waiver on fuel surcharge across all petrol pumps adds value for those who commute regularly. Even small savings accumulate into substantial benefits over time. 

1. Reward Structure: Prime members earn 5% back on Amazon.in, non-Prime customers get 3%, 2% is offered on 100+ Amazon Pay partner merchants, and 1% applies to all other spends. 

1. Chip and PIN Security: The card is EMV chip-enabled, reducing the chances of fraud. Combined with a Personal Identification Number (PIN), it ensures secure transactions. 

1. 3D Secure for Online Payments: Every online transaction is protected with an added verification step, ensuring peace of mind while shopping digitally. 

1. Global Acceptance: As a Visa-powered card, it is accepted internationally across millions of merchants, both online and offline. 

Benefits of the Amazon Pay ICICI Bank Credit Card

The following are the benefits of the Amazon Pay ICICI Bank Credit Card:  

1. Cost Savings: Since there are no joining or annual fees, cardholders save money every year compared to other cards that levy such charges. 

1. Fuel Savings: The 1% fuel surcharge waiver translates into direct savings, especially beneficial for those who use personal vehicles frequently. 

1. Reward Maximisation: With a structured cashback programme, users can maximise their returns on everyday expenses. Prime members, in particular, enjoy higher rewards at 5% on Amazon purchases. 

1. Convenient Redemption: Rewards are automatically credited as Amazon Pay balance, eliminating the hassle of manual redemption. The balance can be used seamlessly for shopping, bill payments, recharges, and more. 

1. Flexibility and Non-Expiry: Since Amazon Pay balance never expires, users can accumulate rewards over time. This flexibility allows cardholders to save for bigger purchases without the pressure of expiry deadlines. 

1. Everyday Value: Rewards are not restricted to luxury categories. Instead, they cover essentials like groceries, recharges, and bills, ensuring everyday purchases are rewarding. 

1. Enhanced Lifestyle Benefits: Through the ICICI Culinary Treats programme, cardholders can enjoy attractive dining discounts at partner restaurants, making eating out more affordable. 

1. Ease of Use on Amazon: For regular Amazon shoppers, the card ensures high returns directly in their Amazon account, combining convenience with strong value. 

1. Trusted Security: With chip, PIN, and 3D Secure features, users benefit from enhanced protection against fraud while shopping both online and offline. 

1. Universal Utility: Beyond Amazon, the card earns cashback on partner merchants and even general spends, making it a versatile tool for all kinds of payments. 

Reward Structure of the Amazon Pay ICICI Bank Credit Card

The reward structure of the Amazon Pay ICICI Bank Credit Card is:  

1. 5% Reward Points on Amazon.in for Prime Members: Prime subscribers enjoy the highest reward rate of 5% on every Amazon purchase. This is ideal for frequent online shoppers, as essential categories like groceries, electronics, and daily-use items all qualify for maximum rewards. 

1. 3% Reward Points on Amazon.in for Non-Prime Members: Even without a Prime subscription, cardholders still benefit from a competitive 3% reward rate on Amazon.in. This ensures that all customers, not just Prime members, are rewarded generously for their online shopping. 

1. 2% Reward Points on Amazon Pay Partner Merchants: Over 100 merchants partner with Amazon Pay across categories such as food delivery, travel, entertainment, and more. Paying through these platforms using the credit card ensures customers get 2% back, making everyday services more affordable. 

1. 1% Reward Points on All Other Purchases: Any spend outside Amazon or its partner network still earns 1% cashback. From dining and shopping to utility bills and insurance premiums, every transaction contributes to your reward pool. 

1. Automatic Conversion to Amazon Pay Balance: Unlike cards that require complex redemption processes, all earned points are automatically converted to Amazon Pay balance at the end of each billing cycle. This makes rewards instantly usable without extra effort. 

1. Non-Expiring Rewards: Amazon Pay balance never expires, meaning your cashback remains available for future purchases, whether it’s for small transactions or larger planned buys. 

1. Universal Utility of Amazon Pay Balance: Rewards can be used directly for Amazon shopping, bill payments, recharges, and transactions with Amazon Pay partner merchants, giving unmatched flexibility. 

Fees and Charges of Amazon Pay ICICI Credit Card

Similar Cards to Amazon Pay ICICI Credit Card

The following is the list of cards from other credit card issuers with similar features as Amazon Pay ICICI Credit Card:

Eligibility Criteria for Amazon Pay ICICI Credit Card

The eligibility criteria for Amazon Pay ICICI credit card are as follows:

Documents Required for Amazon Pay ICICI credit card

The following documents are required for Amazon Pay ICICI credit card:

How Does Amazon Pay ICICI Credit Card Works?

Here is the list of functionalities of Amazon Pay ICICI Credit Card:

1. Offers 2% cashback on making payments to over 100 partner merchants using this card
2. Offers 3% cashback on Amazon Indian to non-Amazon Prime member
3. Offers cashback worth 1% on all categories such as travel, dining, travel, insurance payments, shopping, etc.

Application Process for Amazon Pay ICICI Credit Card

How to Apply through the Amazon app or website for the Amazon Pay ICICI Bank Credit Card? 

Follow the instructions given below to apply for the Amazon Pay ICICI Bank Credit Card:  

1. Step 1: Open Amazon. Begin by opening the Amazon.in app on your smartphone or visiting the Amazon website on your computer. Make sure you are logged in to your Amazon account because the card application is linked directly to it. 

1. Step 2: Locate the card page. From the main menu, go to the Amazon Pay section or type Amazon Pay ICICI Bank Credit Card in the search bar. This will take you to the dedicated product page, where all details about rewards, fees, and features are listed, along with the Apply Now option. 

1. Step 3: Start the application. Click on Apply Now to begin. Since you are applying directly through Amazon, some of your details will already be pre-filled, which makes the process smooth and faster. 

1. Step 4: Eligibility check. Amazon and ICICI Bank will run a quick background eligibility check. Only if you meet the required criteria can you move ahead with the application. If you do not qualify, you may be asked to try again later. 

1. Step 5: Complete KYC. You will now be asked to complete the Know Your Customer process. This is usually done digitally, through video KYC. Keep your PAN card and an address proof like Aadhaar card or driving licence ready as you may need to show them during the video call. 

1. Step 6: Get your digital card. Once your application is approved, you will receive a digital version of the Amazon Pay ICICI Credit Card in your Amazon account. This card can be used instantly for online shopping and payments. 

1. Step 7: Receive your physical card. The physical card will be sent to your registered residential address by courier. This usually takes a few days, depending on your location. 

1. Step 8: Track your application status. You can track the progress of your application or the dispatch of your physical card by returning to the Amazon Pay section in your account. Updates are usually shared via Amazon notifications as well. 

How to Apply for the Amazon Pay ICICI Bank Credit Card through ICICI Bank website?

You can follow the instructions given below to apply for the he Amazon Pay ICICI Bank Credit Card via the ICICI Bank website:  

1. Step 1: Visit ICICI Bank’s website. Go to the official ICICI Bank website and open the credit cards section. Here you will find a list of available cards with details of their benefits. 

1. Step 2: Choose Amazon Pay ICICI Credit Card. Scroll through the options and select the Amazon Pay ICICI Bank Credit Card. You will see an overview of the card, including its zero annual fee, unlimited rewards and cashback structure. Click Apply Now to continue. 

1. Step 3: Redirect to Amazon. Once you begin the process from ICICI’s website, you will be redirected to Amazon’s application page. This ensures that your Amazon account is linked to the card for reward crediting. 

1. Step 4: Sign in and begin. Log in to your Amazon account if you are not already signed in. Provide the required details such as your personal information and accept the consent forms to move forward. 

1. Step 5: Eligibility and KYC. Just like the Amazon route, your profile will go through an eligibility check conducted by ICICI Bank and Amazon. If you qualify, you will be asked to complete KYC verification, usually through a quick video call where your documents will be verified digitally. 

1. Step 6: Digital and physical card issuance. After successful KYC, you will immediately receive a digital version of the Amazon Pay ICICI Bank Credit Card which can be used for online purchases. Within a few days, the physical card will also arrive at your registered address. 

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