Features and Benefits of RBL Bank Credit Cards
The below-listed are some of the features of RBL Bank credit cards:
Enhanced Protection | RBL Bank offers credit cards that are embedded with an Europay, Mastercard, and VISA (EMV) Microchip which enhances protection against misuse and duplication. |
Active Alerts | Be up to date on all your transactions, payment date missed, receipt of bill payment, monthly card statement, and more with SMS and email alerts sent regularly. |
Flexible Credit Limits | RBL Bank offers a unique feature on its credit cards which allows you to curb the spending limits on your credit card. |
Online Banking | Access your credit card account online anywhere and at any time. |
24/7 Customer Care | With RBL Bank, your problems will be resolved quickly and conveniently with the help of the 24/7 RBL credit card customer care service. |
Reward points | Reward points are provided for any credit card spends. Get welcome points, bonus points, and accelerated rewards on select RBL Bank credit cards. |
Cash Advance | Get cash any time you need with your RBL Bank credit card. Cash transactions will attract a fee and finance charges from the date of the transaction. |
Add-on cards | RBL offers supplementary cards for your family members. You can avail of up to five cards for your spouse, parents, and children. |
Specialized Privileges | Get specialized benefits such as priority pass membership, lounge access, dining privileges, golf lessons, golf memberships, travel and flight benefits, and more on select cards. |

RBL Bank Rewards Credit Cards
RBL Bank BankBazaar SaveMax Credit Card
RBL BankBazaar SaveMax credit card is designed for individuals who wish to save on everyday expenses. This credit card offers various benefits like reward points, cashbacks, and free credit advisory report from BankBazaar every month.
- Rewards Points: Earn five times the reward points, with a maximum of 1,000 points every month on grocery spendings and daily transactions.
- Cashback: Enjoy a 10% cashback, up to Rs. 100 each month on Zomato and BookMyShow.
- Rewards Point Scheme: Earn one reward point for every Rs. 100 spent.
- Credit Checks: Receive a complimentary monthly credit advisory report on BankBazaar.com.
RBL Bank BankBazaar SaveMax Pro Credit Card
The SaveMax credit card offered by RBL Bank in partnership with BankBazaar is an invite-only card, designed for individuals who wish to save while spending. This credit card comes with various benefits like reward points, discounts, and cashbacks.
- Welcome benefit: Start your savings journey with a bonus of 5,000 reward points on making the first transaction within 30 days of card issuance upon paying the first year's annual fee.
- Everyday Rewards: Earn ten times the reward points for every Rs. 100 spent on groceries, with a maximum of 1,000 reward points per month. Earn five times the reward points for every Rs. 100 spent on fuel, with a maximum of 1,000 reward points per month. Earn two times the reward points for every Rs. 100 spent on all other purchases.
- Entertainment & Indulgence: Enjoy a 10% cashback on BookMyShow once a month, up to Rs. 100. Get a 10% cashback on Zomato, up to Rs. 100 per month.
- Milestone Rewards: Receive 2,000 reward points for annual spending of Rs. 2 lakh. Get 4,000 reward points for annual spending of Rs. 4 lakh.
RBL Bank ShopRite Credit Card
The RBL Bank ShopRite credit card is an entry-level credit card offered at Rs.500. This credit card offers various benefits like reward points, discounts on movie tickets, fuel surcharge waiver, etc.
- Welcome Benefit: Get 2,000 Reward Points when you pay the joining fee and make a purchase within 30 days of card issuance. The Welcome Benefit will be credited to your account within 60 days of your card being issued.
- Rewards Points: Earn 20 reward points for every Rs. 100 spent on groceries, with a maximum of 1,000 reward points per month. Earn one reward point for every Rs. 100 spent on all other purchases. Reward points earned during a month will be credited to your account within 45 days of the purchase settlement date.
- Fuel Surcharge Waiver: Get a waiver on fuel surcharge up to Rs.100, on transactions worth Rs.500 up to Rs.4,000.
- Entertaining times: Enjoy a 10% discount (up to INR 100) on movie tickets on BookMyShow, available 15 times per calendar year.
RBL Bank Platinum Maxima Card
The Maxima credit card offered by RBL Bank is a lifestyle credit card and offers various benefits on dining, travel, movies and grocery spends. This credit card is offered at an annual membership fee of Rs.2,000 and offers reward points, cashbacks, discounts, and much more.
- Welcome Rewards: Get 8,000 as welcome benefit on completing first transaction within 30 days of card issuance and paying the annual membership fee before the due date. Do note that welcome benefit will be craedited to your account within 60 days of card issuance.
- Rewards Points: Earn 10 reward points for every Rs. 100 spent on groceries, dining, or movies, with a maximum of 1,000 reward points per month. Earn one reward point for every Rs. 100 spent on all other purchases. Reward points earned during a month will be credited to your account within 45 days of the purchase settlement date.
- Milestone Benefits: Earn 10,000 reward points when you spend Rs.2.5 lakhs or more in a year. Earn an additional 10,000 reward points when you spend Rs. 4 lakhs or more in a year.
- Movie Benefits: Get one complimentary movie ticket up to Rs.100 in a month on buying two or more movie tickets at BookMyShow.
- Lounge Access: Get one complimentary lounge access every quarter at all major domestic across India.
RBL Bank Platinum Maxima Plus Card
The RBL Bank Platinum Maxima Plus credit card is a lifestyle credit card offered at an annual fee of Rs.2,500 plus taxes. This credit card is designed for individuals who wish to save while indulging in dinner or entertainment.
- Annual fee: Get the RBL Bank Platina Maxima Plus credit card for an annual fee of Rs.2500 plus taxes.
- Welcome Rewards: Get 10,000 Reward Points by paying the Joining Fee and making a purchase within 30 days of card issuance. The welcome benefit will be credited to your account within 60 days of card issuance.
- Rewards Points: Earn 10 reward points for every Rs. 100 spent on groceries, dining, or movies, with a maximum of 1,000 reward points per month. Earn two reward points for every Rs. 100 spent on all other purchases. Reward points earned during a month will be credited to your account within 45 days of the purchase settlement date.
- Milestone Benefits: Earn 10,000 reward points when you spend Rs.2 lakhs or more in a year. Earn an additional 10,000 reward points when you spend Rs. 3.5 lakhs or more in a year. Earn another 10,000 reward points when you spend Rs.5 lakhs or more in a year.
- Movie Tickets Discount: Enjoy one complimentary movie ticket worth up to INR 200 every month when you purchase 2 or more tickets on BookMyShow. To claim this offer, select the RBL Bank Buy 1 Get 1 Offer in the Offers/Discounts section on the BookMyShow website or mobile app.
- Lounge access benefits: Get two complimentary lounge visits each calendar quarter to domestic lounges at major airports across India.
RBL Bank Platinum Bonus Credit Card
The RBL Bank Platinum Bonus Credit Card offers an attractive welcome experience with 6,000 bonus reward points on meeting the initial spend criteria. Along with this, the card provides the benefit of an annual fee waiver from the second year if you spend Rs.1 lakh in a year.
- Welcome Benefit: Earn 6,000 reward points on paying the annual fee and completing transactions worth Rs.2,000 within 30 days of card issuance.
- Annual Fee Waiver: On completing spending worth Rs.1 lakh in a year, the second year’s annual fee of Rs.999 is waived off.
- Unlimited Cash Withdrawals: You can withdraw the available credit limit as cash from any ATM across India (subject to processing fee of 2.5% or minimum Rs.500) until your billing date.
RBL Bank Travel & Lifestyle Credit Cards
RBL Bank Insignia Preferred Banking Credit Card
The RBL Bank Insignia Preferred Banking Credit Card is a premium offering designed for individuals seeking luxury. This credit card offers a host of benefits like reward points, discounts, dining privileges, luxury hotel stays, etc.
- Welcome benefit: Receive 28,000 bonus reward points as a welcome benefit. (This offer excludes Insignia Banking customers). You need to complete the first transaction within 30 days of card issuance and pay the annual fee before the due date to avail yourself of welcome benefit.
- Fuel surcharge waiver: Enjoy a complete waiver of the 1% fuel surcharge on all transactions between Rs.500 and Rs.4000 at fuel stations, with a maximum monthly surcharge waiver of up to Rs.250.
- Milestone benefit: Unlock vouchers worth Rs.8,000 on popular brands (Amazon, Myntra, Croma, MakeMyTrip & Titan) on spends of Rs.8 lakhs in the previous year.
- Reward points: Earn 5 reward points for every Rs.100 spent on domestic transactions. Earn 10 reward points for every Rs.100 spent on international transactions.
- Movie tickets offer: Flat Rs.500 discount on Movie tickets at BookMyShow twice every month.
- Health and Wellness benefit: Enjoy a 15% discount on Wellness Programs from Weljii, including Weight Management, Diabetes Care, Healthy Heart, and more. Receive a complimentary health score or status assessment valued at Rs.1,999 and a 10% discount on curated packages with Dietician Support. Avail yourself of a 10% discount on one-time consultations and multi-week plans with renowned nutritionist Vasundhara Agrawal.
- Dining offer: Avail 25% to 50% discounts, exclusive 1+1 buffet offers, and priority booking at a handpicked selection of premium restaurants through EazyDiner Prime.
- Hotel benefits: Experience unparalleled luxury with exclusive privileges at over 2,400 premium hotels worldwide. Enjoy benefits such as early check-in, late check-out, complimentary room upgrades, breakfast for two, hotel or dining credits, and special welcome amenities. These exceptional offerings are available at renowned hotel partners, including Marriott, Accor, IHG, Mandarin Oriental, Shangri-La, and many more.
- Lounge access: Enjoy two complimentary domestic airport lounge access every calendar quarter, and six complimentary international lounge access in a calendar year through Priority Pass Membership
RBL Bank Icon Card
The RBL Bank Icon credit card is a premium offering designed for individuals seeking luxury. This credit card caters to your various lifestyle needs like discounts on travel bookings, movie benefits, dining offers, concierge services, etc.
- Welcome benefit: Welcome gift of 20,000 Bonus Reward Points on paying the joining fee and swiping the card within 30 days of issuance. The welcome benefit will be credited to your account within 60 days of card issuance.
- Movie tickets offer: Get 1+1 on movie tickets at BookMyShow twice every month.
- Reward points: 2 Reward Points for every Rs.100 spent and 20 Reward Points for every Rs.100 spent on international, and dining spends on weekends.
- Milestone benefits: Earn 10,000 reward points upon spending INR 3 lakhs in a year. Receive an additional 15,000 reward points upon spending INR 5 lakhs in a year. Unlock an extra 20,000 reward points upon spending INR 8 lakhs in a year.
- Airport lounge access: Enjoy two complimentary lounge visits every quarter at major domestic airports across India on completing spends worth Rs.35,000 or more in the previous calendar quarter. Access over 1,400 international airport lounges with your RBL Bank Icon Credit Card. Each visit is chargeable at up to $35 per person. Use your primary Icon Credit Card to access lounges at airports outside India.
- Concierge benefits: The services offered include assistance with golf course referrals and reservations, car rental and limousine bookings, and hotel referrals and reservations. Additionally, business services support, special events and performance assistance, and guidance on spa, fitness centers, and sports facilities are available. Dining recommendations and reservations can also be facilitated, along with flower and gift delivery coordination for special occasions.
- Golf Benefits: Get access to various golf courses across the country and enjoy complimentary golf rounds along with a discount on green fees.
- Fuel surcharge waiver: Fuel surcharge waiver across all fuel stations for transactions between Rs.500 and Rs.4,000 (maximum waiver of Rs.200 per month).
RBL Bank World Safari Credit Card
The Safari credit card offered by RBL Bank is designed for travellers and comes with an annual fee of Rs.3,000. This credit card offers various benefits on like travel insurance, reward points, concierge services, milestone rewards, and 0% markup fee on foreign transactions.
- Zero Markup Fee: With RBL Bank Safari credit card, you get the benefit of 0% markup fee on foreign currency transactions, which translates to 4% savings on all currency exchange transactions.
- Welcome benefit: Welcome gift of MakeMyTrip voucher worth Rs.3000 on payment of the membership fee and using the card within 30 days of issuance.
- Reward points: You will earn two reward points for every eligible domestic retail transaction of Rs.100. For each eligible retail transaction related to travel purchases, you will earn 5 reward points for every Rs.100 spent. Please note that no reward points are awarded on international purchases.
- Milestone Benefits: You can earn 10,000 bonus reward points when you spend Rs.2.5 lakhs or more in a membership year. If your spending reaches Rs.5 lakhs or more, you'll earn an additional 15,000 bonus reward points. Additionally, when you spend Rs.7.5 lakhs or more in a membership year, you will receive a voucher worth Rs.10,000 which can be redeemed at brands such as Taj Experiences, Amazon, Croma, Myntra, and MakeMyTrip.
- Airport lounge access: Enjoy two complimentary lounge visits every quarter at major domestic airports across India on completing spends worth Rs.35,000 or more in the previous calendar quarter. Access over 1,400 international airport lounges with your RBL Bank Icon Credit Card. Each visit is chargeable at up to $35 per person.
- Travel Insurance: Enjoy peace of mind during your international travels with the complimentary travel insurance offered with the World Safari Credit Card. This coverage includes protection for personal liability, trip delays, baggage loss, loss of passport, and dental treatment, ensuring you're well-covered for any unexpected situations while abroad.
- 24/7 Concierge Services: Dedicated desks available 24/7 for various services, including golf course reservations, hotel bookings, dining assistance, and more.
- Golf Privileges: Experience exclusive golf privileges with your World Safari Credit Card. Enjoy access to top golf courses across India, with 4 complimentary rounds of green fees annually and one golf lesson each month. Additionally, you’ll receive a 50% discount on green fees for rounds beyond the 4 complimentary ones.
- Fuel Surcharge Waiver: Enjoy the convenience of a fuel surcharge waiver at all fuel stations, applicable for transactions ranging from INR 500 to INR 4,000. You can avail yourself of a maximum waiver of INR 250 per month to fuel your journey without the extra cost.
RBL Bank Platinum TravelEasy Credit Card
The RBL Bank Platinum TravelEasy credit card is designed for individuals who wish to save on travel and fuel transactions. This credit card offers various benefits on Ola/Uber bookings, fuel transactions, and other rewards.
- Welcome Benefit: Get gift voucher worth Rs.1,000 on paying the joining fee and completing transaction worth Rs.2,000 within 30 days of card issuance.
- Annual Fee Reversal: On spending Rs.1 lakh in a year, get a waiver on your next year’s annual fee.
- Cashback Benefit: Enjoy 10% cashback on fuel purchases and Ola/Uber rides, up to Rs.400 in a month.
- Fuel Surcharge Waiver: Save up to Rs.100 per month with surcharge waiver on fuel transactions ranging between Rs.500 to Rs.4,000.
- Unlimited ATM Withdrawals: Withdraw cash up to your credit limit from ATMs across India with processing fee of 2.5% applying on all transactions, subject to a minimum of Rs.500.
RBL Bank Platinum Plus Credit Card
The Platinum Plus credit card offered by RBL Bank is a lifestyle credit card and offers various benefits on shopping, entertainment, grocery, electronics, automobiles, etc.
- Welcome Rewards: Get 4,000 reward points as welcome benefit on completing first transaction within 30 days of card issuance and paying the annual membership fee before the due date.
- Rewards Points: Earn 1 reward point for every Rs. 100 spent with this card and with 2x reward points for online transactions, with a maximum of 1,000 reward points per month.
- Movie Benefits: Get one complimentary movie ticket up to Rs.100 in a month on buying two or more movie tickets at BookMyShow.
- Lounge Access: Get two complimentary lounge access every year at all major domestic across India.
- Unlimited ATM Withdrawals: Withdraw cash up to your credit limit from ATMs across India with processing fee of 2.5% applying on all transactions, subject to a minimum of Rs.500.
- Fuel Surcharge Waiver: Save up to Rs.100 per month with surcharge waiver on fuel transactions ranging between Rs.500 to Rs.4,000.
RBL Bank Platinum Edge Credit Card
The RBL Bank Platinum Edge credit card offers its customers high-end savings on daily transactions like grocery, electronics, fashion, automobile, etc. This credit card also offers various complimentary benefits like airport lounge access, buy one get one movie ticket offers, fuel surcharge waiver, etc.
- Welcome Benefit: Get 8,000 reward points as welcome benefit on completing first transaction worth Rs.2,000 within 30 days of card issuance and paying the annual membership fee before the due date.
- Easy EMIs: Use EMI Finance for diverse purchases like durables, electronics, furniture, clothing, groceries-Split payments into easy monthly installments.
- Fuel surcharge waiver: Get fuel surcharge waiver up to Rs. 100 per month. Applicable on fuel transactions: Rs.500 to Rs.4,000.
- Exclusive benefits: Cardholders get 1+1 free movie ticket offer (up to Rs.200) monthly via BookMyShow & one free domestic airport lounge visit per quarter.
- Additional rewards: Earn 2 Reward Points per Rs.100 in various categories. 2X Reward Points on online spends (except specific categories). Spend Rs.1,50,000/year for 10,000 Reward Points (excluding rentals). Extra 5,000 Reward Points for every additional Rs.1,00,000 spent (excluding rentals).
- Complimentary Loung Access: Get one complimentary lounge access every quarter.
- Annual Fee Waiver: Get your second-year fee waived off on completing spends worth Rs.2 lakh and above in the previous year.
RBL Bank Platinum Prime SuperCard
The RBL Bank World Prime SuperCard is a premium credit card that offers benefits on movies, online spending, airport lounge access, assistance with golf course referrals and a unique emergency loan facility.
- Welcome Benefit: Get 4,000 reward points as welcome benefit on completing first transaction worth Rs.2,000 within 30 days of card issuance and paying the annual membership fee before the due date.
- Reward points: Earn 2 Reward Points for every Rs.100 spent on purchases & a cinematic reward with a free 1+ 1 movie ticket (up to Rs.200) on BookMyShow every month, specifically on Wednesdays.
- Fuel surcharge waiver: Get fuel surcharge waiver up to Rs.100 per month on fuel transactions between Rs.500 and Rs.4,000.
RBL Bank Platinum Max Credit Card
The RBL Bank World Max SuperCard is a premium lifestyle card that offers a combination of reward points for everyday spending, milestone bonuses, and lifestyle benefits like lounge access and movie ticket discounts.
- Welcome Benefits: Get 4,000 reward points as welcome benefit on completing the first transaction worth Rs.2,000 within 30 days of card issuance and paying the annual membership fee before the due date.
- Exclusive benefits: Get a fuel surcharge waiver of up to Rs.100 per month, applicable on fuel transactions between Rs.500 and Rs.4,000 & a 1+1 free movie ticket (up to Rs.200) on BookMyShow once a month every Wednesdays.
- Rewards points: Earn 2 Reward Points for every Rs. 100 spent on your purchases, receive 4,000 Reward points upon paying joining fee, spending Rs. 2,000 within 30 days of card issuance. (No welcome rewards for First Year Free cards) & also enjoy a 5% discount on dining expenses through 20 Reward Points earned for every Rs.100 spent on Wednesdays.
- Easy cash: Enjoy unlimited withdrawal of your available cash limit from all ATMs across India up to your billing date. (2.5% processing fee applies; minimum Rs.500).
- Obtain the Platinum Max SuperCard by paying a joining fee of Rs.999 + GST.
RBL Bank Platinum Classic Credit Card
The RBL Bank Platinum Classic SuperCard is a foundational credit card that offers a "4-in-1" value proposition combining the features of a credit card, a debit card, a cash card, and an EMI card.
- Welcome Benefit: Receive 2,000 Reward points upon paying the joining fee and spending Rs.2,000 within 30 days of card issuance. (No welcome rewards for First Year Free cards)
- Reward point: Earn 1 Reward Point for every Rs.100 you spend on your purchases.
- Annual fee waiver: Spend Rs.50,000 in a year to receive a waiver of next year's Annual Fee.
- Easy cash: Enjoy unlimited withdrawal of your available cash limit from all ATMs across India up to your billing date. (2.5% processing fee applies; minimum Rs.500).
RBL Bank World Max Credit Card
The RBL Bank World Max credit card is a premium lifestyle card that offers a combination of reward points for everyday spending, milestone bonuses, and lifestyle benefits like lounge access and movie ticket discounts.
- Welcome Benefit: Earn 12,000 Reward Points by paying joining fee and spending Rs.2,000 within 30 days (Not applicable for First Year Free cards)
- Reward point: Earn 2 Reward Points per Rs.100 spent on purchases & 1500 reward points on spending 25000 monthly. Reach Rs.40,000 and Rs.50,000 milestones for extra 1,000 Reward Points each time (Excluding rental spends). Also enjoy a cinematic reward with a 1+1 free movie ticket (Up to Rs.200) on BookMyShow every month, any day of the week.
- Own your World Max SuperCard by paying an annual fee of INR 2,999 + GST.
RBL Bank Platinum LifeEasy Credit Card
The RBL Bank Platinum LifeEasy SuperCard is a versatile credit card offering cashback on everyday spending categories like groceries, fuel, and ride-sharing services, along with benefits such as movie ticket discounts and lounge access.
- Fuel surcharge waiver: Enjoy the freedom to fuel up your vehicle's tank anywhere, with a fuel surcharge waiver up to Rs.150 per month. Surcharge applies to fuel transactions between Rs.500 and Rs.4,000
- Cashbacks: Enjoy 10% Cashback on Ola/Uber transactions, 10% Cashback on Fuel Purchases & a 5% Cashback on Grocery spends.
- Gift vouchers: Receive Rs.2,000 worth of gift vouchers by paying joining fees and spending Rs.2,000 within 30 days (Not applicable for First Year Free cards) & Rs.1,000 worth of Gift Vouchers upon crossing spends of Rs.2,50,000 in a year. Enjoy a second-year fee reversal on spending Rs. 3,50,000 in the first year.
- Own the Platinum LifeEasy SuperCard by paying a joining fee of Rs.1,999 + GST.
RBL Bank Cookies Credit Card
The RBL Bank Cookies Credit Card is an entry-level credit card designed for online shoppers and lifestyle expenses, offering accelerated rewards on digital spending and cashback on popular brands like Zomato, BookMyShow, and Myntra.
- Exclusive vouchers: Begin with a Rs.1,000 gift voucher from Amazon, Flipkart, Myntra, Croma, or Shoppers Stop. Unlock Rs.1,000 & Rs.5,000 vouchers by spending Rs.2 lakhs & Rs.5 lakhs in a year.
- Rewards & cashbacks: Receive 10% cashback up to Rs.300 each per month at Myntra, Uber & Zomato. Earn 5 Reward Points for every Rs.100 spent online & 1 Reward Point for every Rs.100 spent offline (except on fuel).
- Additional benefits: Enjoy fuel surcharge waiver for transactions between Rs.500 and Rs.4,000, with a maximum of Rs. 150 per month & get a 10% instant discount up to Rs.300 per month at BookMyShow.
- Monthly membership fee: Rs.100 + GST. A reward redemption fee of Rs.99 + GST will be applicable for redemptions made using earned reward points on RBL Bank Credit Cards. The fee applies once for redemptions made in a single day.
RBL Bank Play Credit Card
The RBL Bank Play Credit Card is a co-branded card with BookMyShow that caters to entertainment enthusiasts, offering free monthly movie tickets and discounts on food and beverages at cinemas.
- Cinematic benefits: Receive a Rs.500 discount on BookMyShow with a purchase within 30 days of Card issuance & a Rs.500 discount every month at BookMyShow by crossing spends of Rs.5,000 per billing cycle. Book movie tickets with PLAY on BookMyShow and receive Rs.100 worth of food and beverages.
- Additional benefits: Waive your fuel surcharge (up to Rs.100) once a month for transactions between Rs.500 and Rs.4,000.
- Get your credit card at a yearly membership fee of just INR 500 + GST. Spend Rs.1.5 lakhs in a year to have your annual fees waived off.
RBL Bank World Prime Credit Card
The RBL Bank World Prime credit card is a premium credit card that offers benefits on movies, online spending, airport lounge access, assistance with golf course referrals and a unique emergency loan facility.
- Easy cash: Withdraw interest-free cash from any ATM in India up to your billing date. Maximum period of 50 days. (2.5% processing fee applies; minimum Rs.500)
- Fuel surcharge waiver: Experience the freedom to fill your vehicle's fuel tank anywhere with a fuel surcharge waiver of up to Rs.150 per month. Applicable to fuel transactions between Rs.500 and Rs.4,000.
- Welcome benefits: Get 12,000 Reward Points on joining fees and spending Rs.2,000 within 30 days of card issuance. (Excludes First Year Free cards)
- Reward points: Earn 2 Reward Points for every Rs.100 spent. Get 2X Reward Points on all online spends (Maximum Cap: 1,000 Reward Points) Spend Rs.1,50,000 in a year for 10,000 Reward Points & cross spend Rs.3,50,000 for an additional 10,000 Reward Points.
- Concierge benefits: Dedicated Concierge Help Desk for services and assistance with golf course referrals and reservations, car rentals and limousine bookings, hotel reservations, business services, event and performance arrangements, spa, fitness, and sports center information, dining recommendations and reservations, as well as flower and gift delivery assistance.
- Additional benefits: Get 8 free* visit in a year, at domestic lounges across India with a maximum limit of 2 in a quarter & 1+1 Movie tickets (up to INR 200), twice a month on any day of the week.
- Get your credit card at a yearly membership fee of just INR 2999 + GST.

RBL Bank World Plus Credit Card
The World Plus credit card offered by RBL Bank is a lifestyle credit card available at an annual fee of Rs.4,999 plus taxes. It comes with various benefits like reward points, complimentary airport lounge access, movie and dining offers, etc.
- Welcome benefits: Get 20,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance.
- Easy cash: Withdraw cash from ATMs in India up to your billing date without interest. Maximum 50 days period. Processing fee of 2.5% applies, minimum Rs.500.
- Reward points: Earn 2 Reward Points per Rs.100 spent, spend Rs. 3,00,000 in a year for 20,000 Reward Points & additional 20,000 Reward Points for crossing Rs.5,00,000.
- Exclusive discounts: Avail 5% discount on dining spends via 20 Reward Points per Rs.100 spent. Enjoy 5% discount on international spends. Earn 20 Reward Points per Rs.100 spent. Get a waiver of up to Rs.200 per month on fuel transactions of Rs.500 to Rs.4,000 & 8 free visits at domestic lounges, maximum 2 complimentary visits per quarter.
- Own your World Plus SuperCard by paying an annual fee of INR 4,999 + GST
RBL Bank Platinum Choice Credit Card
The RBL Bank Platinum Choice credit card is available at an annual fee Rs.499 plus taxes and allows you save on
- Reward points: Get 2,000 Reward points on joining fee payment and spends of Rs.2,000 within 30 days (not for First Year Free cards). Earn 1 Reward Point per Rs. 100 spent; get 2X Reward Points on online spends (Max Cap: 1,000 Reward Points).
- Additional benefits: Fuel surcharge waiver up to Rs.100 per month on transactions of Rs.500 to Rs.4,000 & 10% off on BookMyShow, up to Rs.100 monthly.
- Get your World Plus SuperCard by paying an annual fee of INR 4,99 + GST. Spend Rs.50,000 to reverse the second year's annual fees.
RBL Bank Shopping, Dining & Bill Payments Credit Cards
RBL Bank Platinum Delight Credit Card
The RBL Bank Platinum Delight credit card is offered at an annual fee of Rs.1,000 plus taxes and has several benefits like reward points, waiver on fuel surcharge, milestone benefits, etc.
- Welcome benefits: Earn 4000 Reward points as a welcome gift by swiping your card within 30 days of issuance.
- Milestone benefits: Earn 1000 Bonus Reward Points every month by swiping your Card 5 times for transactions worth Rs.1,000 or more in a calendar month.
- Reward benefits: Earn 2 Reward Points for every Rs.100 spent. Double your weekend happiness with 4 Reward Points for every Rs.100 spent on weekends.
- Fuel surcharge waiver: Enjoy a waiver of fuel surcharge at any petrol pump in India. Valid for fuel transactions between Rs.500 and Rs.4000, with a maximum waiver of Rs.150 per month
- Annual Fee Waiver: Get your annual fee waived off on completing transactions worth Rs. 2 lakh and above in a membership year.
RBL Bank Platinum ShopSmart Credit Card
The RBL Bank Platinum ShopSmart SuperCard, available for an annual fee of Rs. 499 + GST, is a shopping-focused credit card that provides accelerated rewards on groceries and online spending, along with benefits for movies
- Welcome benefits: Receive a Rs.500 gift voucher on payment of joining fees and spends of Rs.2000 within 30 days of card issuance (No welcome rewards for First Year Free cards).
- Cashbacks: Avail 5% Cash-back on all Grocery spends and have the 2nd-year fee reversed for spends of Rs.50,000.
- Easy cash: Enjoy unlimited interest-free ATM withdrawals up to your billing date, with a maximum period of 50 days, subject to a processing fee of 2.5% (min Rs.500).
- Additional benefits: Enjoy a 1+1 BookMyShow offer on movie tickets (up to Rs.200) on any day of the month & experience a relaxing airport experience with 2 free lounge visits per year at domestic airports in India (Maximum 1 per quarter).
- Own the Platinum ShopSmart SuperCard by paying a joining fee of Rs.499 + GST
RBL Bank Platinum ValuePlus Credit Card
The RBL Bank Platinum ValuePlus credit card is a value-focused card that offers welcome bonuses, fuel benefits, and unique financial flexibility features like interest-free cash withdrawals and loan options, all for a low annual fee.
- Welcome benefits: Enjoy welcome gifts of 2000 Reward points on your first swipe within 30 days and payment of joining fees by the first payment due date.
- Gift vouchers: Access a host of benefits such as Rs.500 Gift Vouchers, 10% cash-back on Fuel Purchases (up to Rs.250 per month), and fuel surcharge waiver.
- Fuel benefits: Get a 10% cash-back on fuel purchases (up to Rs.250 per month), fuel surcharge waiver of up to Rs.100 per month, applicable on minimum fuel transactions of Rs.500 and maximum of Rs.4,000.
- Additional services: Enjoy additional value services like ‘Dial for Cash’ for instant cash, ‘Split n Pay’ for EMI conversion, ‘Transfer n Pay’ for balance transfer from other Credit Cards, ‘Xpress Cash’ for instant loans, ‘Cash Advance’ with credit-free period, and ‘Contactless Transactions’ for quick payments.
- Easy cash: Enjoy unlimited interest-free ATM withdrawals up to your billing date, for a maximum of 50 days, with a 2.5% processing fee (min Rs.500).
- Obtain the Platinum ValuePlus SuperCard by paying an annual fee of Rs. 499 (Plus, Service Tax) from the 2nd year onwards. Spend Rs.50,000 in a year to reverse the second-year annual fees of Rs.499.
RBL Bank Platinum Shopgain SuperCard
- Welcome benefits: Get 6,000 Reward Points as welcome rewards upon payment of joining fees and minimum spends of Rs.2,000 within 30 days of card issuance (No welcome rewards for First Year Free cards).
- Exclusive rewards: Earn 25 Reward Points for every Rs.100 spent on utility bill payments, up to 500 Reward Points per month,10,000 RP on spends of INR 3 Lacs & Above & an additonal 10,000 RP on spends of INR 4 Lacs & Above.
- Obtain the Platinum Shopgain SuperCard by paying a joining fee of Rs.1,499 + GST. Spend INR 1,50,000 in a year and get second year annual fees of INR 1,499 reversed
RBL Bank Platinum ShopDaily Credit Card
The RBL Bank Platinum ShopDaily Credit Card is designed for individuals who wish to save on everyday transactions. This card is an entry-level credit card and is offered at an annual fee of Rs.499 plus taxes.
- Gift vouchers: Get Gift vouchers worth Rs.500 on payment of joining fees and spends of Rs.2,000 made within 30 days of card issuance (No welcome rewards for First Year Free cards).
- Value-added services: Benefit from a range of Credit Card services with value-added features, including Cash on Card, Buy Now Pay Later, Balance Transfer, Xpress Cash, Cash Advance, and Contactless Transactions.
- Cashback offers: Earn 5% cashback on all Grocery spends, up to Rs.250 per month.
- Own the Platinum ShopDaily SuperCard by paying an annual fee of Rs.499 + GST from 2nd year onwards. Avail second year fee reversal for spends of Rs.50,000.
Eligibility Criteria for RBL Bank Credit Cards
- Applicants should be at least 18 years old. The upper age limit varies from 60-65 years of age.
- Minimum income range between Rs.1 lakh to Rs.3 lakh per annum.
- Self-employed or salaried individuals
Note: RBL Bank Credit Cards are offered by the bank at its sole discretion.
Documentation Required for RBL Bank Credit Cards
Documents required will be communicated by RBL Bank at the time of applying for a credit card. You need to submit the following documents to avail of an RBL Credit Card.
- A recent passport-sized photo.
- ID Proof (Any one of the following
- Permanent Account Number (PAN) Card
- Voter's ID
- Passport
- Any Government Photo ID
- Address Proof (Any one of the following)
- Passport
- Driving licence
- Rental Agreement
- Utility /Phone/Electricity Bill
- Latest bank or credit card statement from another bank
- Income Proof (Any one of the following)
- Latest Salary Slip
- Income Tax Returns
- Bank Statements
- Form 16
RBL Bank Credit Card Fees and Charges
Type of Charge | Amount |
Finance charges (Retail and Cash) | 3.35% - 3.99% per month |
Reward redemption fee | Rs.99 + GST |
Add-on card fee | Nil |
Duplicate Statement fee | Nil |
Card replacement | Nil |
Late Payment fee | Ranging from Rs.5 to Rs.1,300 |
Over Limit penalty | NIL (w.e.f. 2 August 2024) |
Cash Advance Transaction fee | 2.5% of the cash amount withdrawn (subjected to a minimum of Rs.500) |
Cash Payment at branches | Rs.100 cash deposit transaction at RBL Bank branch |
Foreign Currency Transaction | - 3.50% of the transaction amount
- 1.5% on Insignia Credit Cards
- 0% on World Safari Credit Card
|
How to Apply for RBL Bank Credit Card Online?
You can apply for an RBL Bank Credit Card online either through BankBazaar or the official RBL Bank website as well.
To apply for the RBL Bank Credit Card on BankBazaar, the steps to be followed are:
Step 1: Visit the page of RBL Bank credit card.
Step 2: Choose the credit card best suited for your needs.
Step 3: Click on the tab of Check 'Eligibility criteria'.
Step 4: Fill in the details and any documents which are required.
Step 5: Once done, an application ID will be sent to you to track your application status.
To apply for an RBL Bank Credit Card on their website, follow these steps:
Step 1: Visit the RBL Bank internet banking portal.
Step 2: Go to the 'Credit Cards' section and select 'Apply Now'.
Step 3: Enter your name, address, contact number, email, and income.
Step 4: Click 'Submit'.
Step 5: RBL Bank officials will verify your details and contact you within two to three working days to collect any required documents.
How to Apply for RBL Bank Credit Card Offline?
To apply for an RBL Bank Credit Card offline, you can visit the branch of the bank and fill up an application form for the credit card of your choice. Once done, you will need to submit the required documents and a representative of the bank will send the documents for verification.
If and when your application is accepted, you will receive your credit card within 21 working days to your registered address on paying the joining fee (if any).
How to Track Your RBL Credit Card Application Status?
If you have applied for an RBL Bank Credit Card on BankBazaar, you can track your RBL Bank credit card application status with the application ID which will be sent to your registered phone number and email ID.
RBL Credit Card Balance Transfer
RBL Bank is are equipped with the RBL Bank credit card balance transfer facility through the 'Transfer n' Pay' Program. With this program, you can transfer the balance of any credit card to your RBL Bank credit card and pay the amount back in equated monthly installments.
You can opt to repay the entire sum in EMIs for a tenure of either three, six, nine, or 12 months and will attract a minimum balance transfer processing fee.
RBL Credit Card Bill Payment
The bill payments for the RBL Bank credit cards can either be done through online methods or periodic payments through standing instructions.
Online Payment:
- Online card payment - You can visit RBL Bank's website and login to pay your credit card bill with the online card payment facility on the website itself.
- NEFT - You can also use the National Electronic Fund Transfer (NEFT) facility and transfer funds using the Indian Financial System Code (IFSC) code to your credit card account.
- RBL MyCard Mobile Application - With the mobile application of RBL Bank, you can pay the RBL Bank credit card bills from anywhere and at any time.
Offline Payment:
- Cash - You can pay your credit card bill in cash at any RBL Bank branch.
- Cheque - Apart from cash, you can also write a cheque with the outstanding amount and drop it at any RBL Bank branch.
RBL Bank Credit Card Customer Care Details
You can contact the RBL Bank credit card customer care at 022-62327777 for all credit card queries.
If you are not able to contact the customer care via the phone number, you can get in touch with them via email:
- cardservices@rblbank.com
- supercardservice@rblbank.com
Credit cards make payments easy for all expenses online and offline while offering various benefits